Direct Account vs Nominee Account

Direct Account vs Nominee Account

一般上股票交易户口分成两种，也就是

1. Direct Account

2. Nominee Account

这2种股票户口最大的分别就在于

👤 Direct Account是直接署名于投资者
👥 而Nominee Account则是署名于Broker，附属投资者

Direct Account 和 Nominee Account 的分别？

Direct Account的投资者可以出席股东大会，而Nominee Account则需要要求Broker填写表格才能够出席。 不仅如此，Direct Account投资者也能够直接得到股票公司所派发的股息 (dividend)💰，而Nominee Account的投资者则需要给手续费（RM2左右）💸才可以拿到股息。Direct Account持有者还可以申请IPO, 而Nominee Account是不能够申请IPO的❌ Direct Account 也可直接获得上市公司的业绩报告，但如果是Nominee Account 则是需要自己向Broker 申请的哦~

还有就是一些Corporate Exercise📊，比如说Right Issue 之类的, 如果Nominee Account是都是需要通过Broker 帮你去做的哦~Direct Account 是能够自己处理，就会比较方便😁

🤓这样看起来 Nominee Account是不是没有好处？

不是的，其实 Nominee Account 对于大型投资者非常好用；但是对于一般投资者来说，Direct Account 会比较方便也更加适合哦👍

Direct Account vs. Nominee Account

👤 Direct Account:

• Investors can attend shareholders' meetings directly.

• Receive dividends directly from the company without extra fees.

• Can apply for IPOs.

• Access performance reports of listed companies directly.

• Manage corporate exercises like Rights Issues independently.

👥 Nominee Account:

• Investors need to request forms from brokers to attend shareholders' meetings.

• Dividends are subject to fees (around RM2).

• Cannot apply for IPOs directly.

• Need broker assistance for corporate exercises.

Conclusion

👤 Direct Account: Convenient and suitable for general investors.

👥 Nominee Account: Particularly useful for large-scale investors.